Wave

Cloud accounting for income, expenses, and tax prep.

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About Wave

Wave provides end-to-end accounting functionality including invoicing, expense tracking, profit-and-loss reporting, and balance sheet generation. The platform is designed for accessibility—particularly for solo entrepreneurs and small teams—and integrates with common financial tools and banking systems. While Wave is a general-purpose accounting tool, it can support real estate investors managing rental properties or multiple investment entities by consolidating income/expense tracking and tax-prep workflows across accounts.

Features

Income and expense tracking
Financial reporting and analytics
Tax document preparation
Invoice and receipt management
Bank integration and reconciliation
Multi-account support
Cloud-based collaboration

Use Cases

Solo entrepreneurs tracking basic income and expenses
Small service businesses managing invoicing and payments
Freelancers preparing tax documents and financial reports
Small retail businesses without complex inventory needs
Real estate investors managing rental property finances
Consultants tracking project-based revenue and expenses

Pricing

Starter

$0/mo

Pro

$15.83/mo when billed annually · $190/yr

Save $38

Wave Advisors

$199/mo

Starting at; per month

Mobile receipts not included

Source: Pricing page (Freemium)

Frequently Asked Questions

Is Wave really free to use?
Yes, Wave's core accounting features including invoicing, expense tracking, and financial reporting are completely free. They make money through optional paid services like payment processing and bookkeeping support.
Can Wave handle multiple businesses?
Yes, you can manage multiple businesses within one Wave account, with separate books and reports for each business entity.
Does Wave integrate with my bank account?
Yes, Wave connects to most North American banks and credit cards to automatically import and categorize transactions for easier bookkeeping.